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The Administrative Review in Long-Term Disability Claims

New Jersey Long-Term Disability Claims Attorney

If you wish to challenge an adverse decision that your long term disability insurance carrier has made regarding your claim, you will have to file an appeal and proceed with the internal administrative review process through your insurance company. If you need assistance with this aspect of your claim in the state of New Jersey, we invite you to consult with the New Jersey long-term disability claims lawyer at the The Bernstein Law Offices as soon as possible. The administrative review consists of an internal evaluation of your claim within the insurance company.  Often, you will have a deadline for requesting a review if your claim has been denied. Under ERISA, if your claim has been denied, you must be given specific information about the denial, such as the reasons for it, what additional information may be needed to resubmit the claim, and the process of steps that you can take to have the denial reviewed.

If your long-term disability policy is governed by ERISA, you are required to exhaust the administrative review process, adhering to the procedures required in your policy. If you have still been denied after all the proper steps have been taken, only then can you initiate legal actions against your insurance provider. In a lawsuit, the courts will most likely be restricted to examine only the data and information contained in the claims file that has been reviewed by the insurance company. No additional or subsequent information may be brought into the file, which makes it an extremely important set of documents.

For this reason, you will want the New Jersey long-term disability claims attorney at our firm overseeing the administrative review process and ensuring that all of the proper medical evidence related to your disability is included in your claim.  Our firm focuses on providing comprehensive legal help to the disabled. We have successfully assisted thousands of clients and have recovered millions in dollars in disability benefits for individuals throughout the state and the country.

Contact the New Jersey Long-Term Disability Claims Lawyer at the firm today for help with an administrative review of your claim.

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