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Long-Term Disability Claims under ERISA

The ERISA Claims Process

Most long-term disability insurance that is provided by your employer is governed by ERISA, which is the Employee Retirement Income Security Act of 1974. This law was enacted to protect employee benefits and has guidelines that contain specific procedures and steps which must be adhered to during the claims process. The procedures which must be followed will be written in your policy, including time limits for completing certain actions and steps. These procedures must be followed and exhausted before any type of legal action against your insurance company can be taken. For example, if your claim is denied, you will need to exhaust the internal appeals process to its conclusion before you can take the insurance company to court to sue for benefits.

If you are involved in a long-term disability claim with a private insurance provider, it is important that you do not exhaust all of your administrative remedies without consulting with the New Jersey long-term disability attorney at our firm. We can asssit you in making sure that your applicatioj is properly documented. We will work diligently to help secure your long term disability benefits. If after exhausting the administrative review process your claim is ultimately denied, we will file a lawsuit on your behalf in federal court if we feel your claim is meritorious. 

New Jersey Long-Term Disability Attorney

If you need assistance filing a claim for long-term disability benefits in the state of New Jersey, we strongly advise you to contact a New Jersey long-term disability lawyer at our firm at your earliest opportunity. The Bernstein Law Offices is a disability law firm that is dedicated to helping disabled individuals obtain the benefits to which they are entitled to receive. We have an in-depth understanding of the long-term disability claims process under ERISA. Our firm has recovered millions of dollars in benefits on behalf of our clients  We can help you submit an effective claim for long-term disability benefits through your insurance carrier.

Contact a New Jersey Long-Term Disability Lawyer if you need legal assistance with a long-term disability claim today.

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